Suffolk Salutes Rules

WBAB-FM And WBLI-FM’S SUFFOLK CREDIT UNION SALUTES

Official Contest Rules

NO PURCHASE NECESSARY TO ENTER OR TO WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL AND MUNICIPAL LAWS AND REGULATIONS APPLY. VOID WHERE PROHIBITED.

1. Eligibility. Subject to the additional restrictions below, WBAB-FM and WBNL-FM’s “Suffolk Credit Union Salutes” Contest (the “Contest”) is open to (i) legal residents of the State of New York; (ii) residing in Nassau or Suffolk Counties; (iii) who are 18 years or older at the time of entry, and who have either (a) a valid New York driver’s license or New York state-issued ID; or (b) another form of government-issued ID and a utility bill proving residence in the State of New York. Employees of CMG NY/Texas Radio, LLC d/b/a Cox Media Group Long Island (“Sponsor” or “CMG Long Island”), CMG Media Corporation, Suffolk Federal Credit Union, and each of their respective affiliated companies, subsidiaries, and advertising and promotional agencies, and the family members of, and any persons domiciled with, any such employees, are not eligible to enter or to win. The term “family members” includes spouses, parents, grandparents, siblings, children, grandchildren and in-laws, regardless of where they live. Persons belonging to or affiliated with a professional acting, theater, or film-making organization, such as SAG or AFTRA, are not allowed to compete in the Contest or participate in any entry. Professional actors and filmmakers, whether full-time or part-time, are allowed to compete so long as they do not belong to any professional organizations connected with the entertainment industry that would cause Sponsor to pay the entrant or any other person a fee or any other benefit for taking part in any Contest event.

Limit: Only one (1) prize winner may be selected from the same household every thirty (30) days in connection with any Contest sponsored or administered by any of the CMG Long Island radio stations: WBLI and WBAB (each, a “Station”). If you or a member of your household has won a prize from any Station within the last thirty (30) days, you will be ineligible to receive a prize in this Contest.

2. How to Enter. The Contest will begin on May 22, 2026 at 6:00 am EST and end on September 7, 2026 at 11:59 pm EST (the “Contest Period”). Sponsor will be the official timekeeper for the Contest.

To enter, visit the “Contests” page at any of the below links (each, a “Contest Entry Website”) during the Contest Period, select the “Suffolk Salutes” link and complete all the required information and follow all posted instructions.

• Contest Entry Websites:
• www.wbli.com/fp/suffolk-salutes
• www.wbab.com/fp/suffolk-salutes
• www.suffolkcu.org/heroes

Limit: One (1) entry per person and per email address per day during the Contest Period.

By participating in the Contest, you agree to be bound by Sponsor’s Visitor Agreements (wbli.com/visitor-agreement; wbab.com/visitor-agreement) and Sponsor’s Privacy Policies (wbli.com/privacy-policy; wbab.com/privacy-policy).

Essay submission

As part of the Contest entry process, you (the “Nominator”) must provide a short explanation (500 words or less) nominating the hero of your choice (the “Nominee Hero”) with whom you are affiliated in some way and explain why such Nominee Hero deserves to be recognized as a winner for the Contest (the “Entry”). All Entries must include the following information:

• Name of the Nominee Hero
• Category for Nominee Hero’s occupation
• Military/Veteran, Healthcare (Nurse/Doctor/Medical Assistant), Education (Teacher/Professor), and First Responder (Fire/EMS), and Law Enforcement (each, a “Category”)
• How Nominee Hero has made a difference in the lives of others, gone above and beyond, or positively impacted the community; and why Nominee Hero deserves the award.

By entering, you represent and warrant with regard to your Entry:

(i) You are submitting your Entry on your behalf and not on behalf of any other individual.

(ii) It is your own original work or you have all the rights necessary to post or re-post the content. Each Entry must not contain any material that would violate or infringe upon the rights of any person or entity, including without limitation copyrights, trademarks or rights of privacy or publicity, or that is defamatory, threatening, indecent, obscene or offensive, or that is unlawful, in violation of or contrary to any applicable laws or regulations, or which requires a license from any third party.

(iii)You have the express written consent of any identifiable locations or persons appearing or referenced in your Entry or entries to their Persona (as defined below) being used in the ways set out in these Official Rules, including Sponsor’s right to use your Entry for any future commercial purpose without restrictions, and you can make those authorizations available to Sponsor upon request. Upon request, you will obtain written consent of any such persons for Sponsor in the form identified by Sponsor.

(iv) The Entry does not reference any person other than entrant and the Nominee Hero, or any names, products or services of any company or entity or any third-party trademarks, logos, copyrights, trade dress or promotion of any brand, product, or service.

(v) Your Entry is appropriate for public viewing. Without limiting the foregoing, your Entry is not lewd, obscene, sexually explicit, pornographic, disparaging, defamatory, libelous, or otherwise contain content which Sponsor in its sole discretion decides is inappropriate or objectionable. Your Entry or entries must also not disparage or cast a negative light on any person, entity, or brand, product, or service.

(vi) Your Entry has not previously been published or accepted for publication and is not currently under consideration for publication and your Entry complies with all of Sponsor’s requirements and terms regarding the use of its services.

Sponsor reserves the right in its sole discretion to not consider any Entry for the Contest if it believes the Entry violates or potentially violates any of the foregoing requirements or otherwise fails to comply with any provision of these Official Rules. You agree to reimburse Sponsor in full in respect of any losses, damages, and expenses, including reasonable legal fees (including, where permitted, reasonable attorney fees) that they may sustain from the breach of a representation or warranty made by you or the use of any rights granted by you to Sponsor hereunder. By entering, you warrant that your Entry or Entries comply with the requirements set out above including those at (i)–(vi) above. By entering, you will and hereby you hereby grant to Sponsor a perpetual, irrevocable, exclusive, worldwide, royalty-free, sub-licensable, freely assignable license to reproduce your Entry and to otherwise use, exploit, copy, modify, adapt, edit, publish and display the Entry in any form, manner, venue, media or technology now known or later developed for any and all purposes, including, without limitation, for purposes of commercial or trade purposes, advertising, and promotion as Sponsor and each of its licensees or assignees determine, without further compensation, notification, or permission. Further, by entering, you hereby waive any moral rights you may have in any Entry in favor of the Sponsor.

By submitting your Entry you also grant to Sponsor the worldwide, perpetual, irrevocable, fully sub-licensable, and freely transferable right, but not the obligation, to use any and all names, identities, titles, likenesses, distinctive appearances, physical likenesses, images, portraits, pictures, photographs (whether still or moving), screen personas, voices, vocal styles, statements, gestures, mannerisms, personalities, performance characteristics, biographical data, signatures, and any other indicia or imitations of identity or likeness listed, provided, referenced, or otherwise contained in the Entry and/or image (all attributes, collectively, per person, a “Persona”) for purposes of advertising and trade, in any format, medium, or technology now known or later developed without further notice, approval, or compensation, unless prohibited by law.

Entries that are in compliance with these Official Rules may, in Sponsor sole discretion, be posted to the Sponsor’s Website(s) and to Sponsor’s social media profiles as they are reviewed and verified by Sponsor.

The use of multiple identities and/or accounts is prohibited, and any attempt to obtain more than the stated number of entries will void that participant’s entries and may result in participant’s disqualification. Incomplete, forged, altered, automated, mechanically reproduced, lost, late, misdirected, garbled, or illegible entries, or entries that do not meet the size or formatting requirements specified above, will be disqualified. Sponsor will not be responsible for failure to receive Entries due to transmission failures or technical failures of any kind, including, without limitation, malfunctioning of any network, hardware or software, whether originating with sender, Sponsor, or Sponsor’s Contest application service provider. In the event of a dispute, all Entries will be deemed to have been submitted by the owner of the ISP account from which they were sent, provided that such person satisfies all other Contest eligibility requirements. For these purposes, an ISP account holder shall mean the natural person assigned to such ISP account by the Internet access provider, online service provider or other organization responsible for assigning ISP addresses for the domain associated with such ISP account.

All Entries become property of Sponsor, and none will be returned. Any questions regarding the number of Entries submitted or the owner of an ISP account shall be determined by Sponsor in its sole discretion, and Sponsor reserves the right to disqualify any entries by persons who submit false or misleading entry information or who Sponsor determines to be tampering with or abusing any aspect of the Contest.

3. Winner Selection and Odds.

On or about September 14, 2026, Sponsor will select winners from among all eligible Entries received across each of the five (5) Categories: Military/Veteran; Law Enforcement; Fire/EMS; Nurse/Doctor/Medical Assistant; and Teacher/Professor.

Sponsor will first select four (4) potential First Prize winners from among all eligible Entries within each Category, in a random drawing from among all applicable entries for such Category. A maximum of twenty (20) First Prize winners will be selected.

Following the selection of the First Prize winners, Sponsor will select one (1) potential Grand Prize winner from among the four (4) First Prize winners within each Category in a random drawing, for a total of five (5) Grand Prize winners. For the avoidance of doubt, the Grand Prize winners are selected at random from the existing pool of First Prize winners, resulting in a maximum of twenty (20) unique winners selected across the entire Sweepstakes.

Odds of winning a First Prize depend on the number of eligible Entries received within each respective Category. Odds of winning a Grand Prize are 1 in 4.

4. Prize Description. Subject to verification of eligibility and compliance with these Official Rules, the following prizes will be awarded:

• First Prizes: Four (4) winners in each Category will each receive:
• Two (2) tickets to the Yacht Rock Gold Experience at Mulcahy’s in Wantagh, NY on October 3, 2026.
• “Suffolk Salutes” swag
• Approximate retail value (“ARV”): $60
• Grand Prizes: One (1) winner in each Category will each receive:
• $1,000

Total ARV of all prizes awarded: $6,200

Some restrictions may apply. In connection with any visit to a prize venue, please be advised that the venue’s policies (including proof of vaccination or negative COVID test(s)), CDC guidelines, and the recommendations of health officials must be followed. In addition, you should be aware of and comply with government guidelines regarding travel restrictions and mandatory quarantines before visiting any destination. Please note that any public location where people are present provides an inherent risk of exposure to COVID-19, and Sponsor cannot guarantee that any person will not be exposed during a visit.

No refund or compensation will be paid in the event of the cancellation or delay of any portion of the prize event, or any portion thereof. Sponsor will not be liable if the event, or any portion of it, is cancelled or delayed. Sponsor may, in its sole discretion, attempt to reschedule for a future trip/event. Tickets and reservations are subject to certain terms and conditions as specified by issuer. The terms and conditions of the tickets or reservations may govern if the pertinent portion of the event is cancelled due to weather, an act of God, an act of terrorism, civil disturbance or any other reason. Sponsor is not responsible for, and will not replace, lost, mutilated, or stolen tickets, vouchers, wristbands, or certificates. Exact details shall be determined in the sole discretion of Sponsor.

5. Winner Notification and Acceptance. Sponsor will notify the Nominator of each potential Nominee Hero winner on or about September 14, 2026 at the telephone number or email address provided on the Entry form. In order to win, the Nominator must respond to Sponsor’s notification at the time of notice or attempted notice. Sponsor and Nominator will confer on the appropriate method to contact the Nominee Hero winner.

In order to claim a prize, and unless otherwise stated by Sponsor, the potential winner must respond to Sponsor’s notification within seventy-two (72) hours of first attempted notification.

Unless otherwise specified by Sponsor, to claim his/her prize, the potential winner must personally visit Sponsor’s offices at 555 Sunrise Highway, West Babylon, NY 11704, within thirty (30) business days after notification (unless otherwise specified) during regular business hours (between 9:30 a.m. EST and 4:30 p.m. EST, weekdays, excluding holidays) and present an accepted form of identification. Subject to the Contest’s eligibility requirements, accepted identification includes: a) a valid New York driver’s license or other New York-issued photo ID; or b) a valid photo ID issued by another state or the U.S. government accompanied by acceptable proof of residency in New York, such as a recent copy of a utility bill. Failure to present the required identification and proof of residency will result in a potential winner’s disqualification and the forfeiture or his or her interest in any prize. Prizes must be claimed by the person identified as the potential winner. No person is permitted to claim a prize on another person’s behalf.

For cash prizes, prize checks are issued to a winner’s mailing address within four (4) to six (6) weeks following receipt of completed paperwork, which can be submitted via fax, email, or in person at Sponsor’s offices.

Potential winners may be required to complete an affidavit of eligibility and a liability and publicity release (except where prohibited by law), which must be notarized and returned within ten (10) business days of notification. If the prize is a cash prize, a check will be mailed to the winner.

Sponsor’s inability to reach a potential winner after a reasonable (as solely determined by Sponsor) effort has been made, the failure of a potential winner to timely respond to a prize notification, the return of any prize notification as undeliverable, the inability of winner and his/her guest to travel within the time period specified by Sponsor (as applicable), and/or the failure of a potential winner to comply with any term or condition of these Official Rules or any other applicable rules may, in Sponsor’s sole discretion, result in the potential winner’s disqualification and the selection of a substitute winner by based upon random selection, in Sponsor’s sole discretion. If Sponsor declines to select a substitute winner, or if the selected substitute winner is not eligible, fails to respond to Sponsor’s notification, or is otherwise disqualifies, the prize(s) will remain unawarded.

A PARTICIPANT IS NOT A WINNER OF ANY PRIZE UNLESS AND UNTIL SPONSOR HAS VERIFIED ELIGIBILITY AND THE WINNER’S COMPLIANCE WITH THESE AND ANY OTHER APPLICABLE RULES.

A winner may waive the right to receive a prize. Prizes are non-assignable and nontransferable and cannot be redeemed for cash (unless the prize is a check). No substitutions are allowed by the winner. Prizes and individual components of prize packages are subject to availability. Sponsor reserves the right to substitute prizes or components of prize packages with a prize or component of equal or greater value. Winner is solely responsible for reporting and payment of any taxes on a prize. Winner may be required to provide his/her valid Social Security Number to Sponsor for tax purposes and/or complete an IRS W-9 form in order to claim a prize. Winners are solely responsible for all federal, state and local taxes on prize value and, as applicable, will be issued an IRS Form 1099 based on the prize value determined by Sponsor. Prizes not won and claimed by eligible winners in accordance with these Official Rules and any other applicable rules will not be awarded and will remain the property of Sponsor.

6. Participation. By participating, participants agree to be bound by these Official Rules and the decisions of Sponsor and any Contest judges or administrators selected by Sponsor, which are final and binding in all respects. Sponsor reserves the right to disqualify persons found tampering with or otherwise abusing any aspect of this Contest as solely determined by Sponsor. In the event the Contest is compromised by a virus, non-authorized human intervention, tampering or other causes beyond the reasonable control of Sponsor which corrupt or impair the administration, security, fairness or proper operation of the Contest, Sponsor reserves the right in its sole discretion to suspend, modify or terminate the Contest. Should the Contest be terminated prior to the stated expiration date, Sponsor reserves the right to award prizes based on the entries received before the termination date. Proof of sending or submission of an entry will not be deemed proof of receipt by Sponsor.

7. Publicity. EXCEPT WHERE PROHIBITED, BY ENTERING THE CONTEST, YOU AGREE THAT SPONSOR, CMG MEDIA CORPORATION, SUFFOLK FEDERAL CREDIT UNION, AND EACH OF THEIR RESPECTIVE SUBSIDIARIES, AFFILIATES, SUPPLIERS, DISTRIBUTORS, ADVERTISING/PROMOTION AGENCIES, AND PRIZE SUPPLIERS AND EACH SUCH COMPANY’S OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, AND SUCCESSORS AND ASSIGNS (COLLECTIVELY, THE “RELEASED PARTIES”) HAVE THE ABSOLUTE RIGHT AND PERMISSION TO PUBLISH YOUR ENTRY ON THE WEBSITE AND TO BROADCAST, PUBLISH, OR OTHERWISE USE YOUR ENTRY AND/OR YOUR NAME, BIOGRAPHICAL INFORMATION, AND LIKENESS IN CONNECTION WITH THE CONTEST OR FOR ANY COMMERCIAL, PUBLICITY, OR PROMOTIONAL PURPOSE WITHOUT LIMITATION, REVIEW OR APPROVAL, OR COMPENSATION TO YOU. BY ENTERING, YOU GRANT THE RELEASED PARTIES AN EXCLUSIVE, ROYALTY-FREE AND IRREVOCABLE LICENSE AND RIGHT (BUT NOT THE OBLIGATION) TO TELECAST, BROADCAST, COPY, EDIT, ADAPT, MODIFY, REPRODUCE, PUBLISH, CREATE DERIVATIVE WORKS OF, DISTRIBUTE, USE, OR OTHERWISE PUBLICLY DISPLAY ANY OR ALL OF YOUR ENTRIES, OR ANY PORTION THEREOF, IN ANY MANNER OR MEDIUM THROUGHOUT THE WORLD IN PERPETUITY, FOR COMMERCIAL, PUBLICITY, OR PROMOTIONAL PURPOSES, AND TO LICENSE OTHERS TO DO SO, WITHOUT LIMITATION, REVIEW OR APPROVAL, OR COMPENSATION TO YOU.

8. Indemnification. If Sponsor’s use of your entry causes Sponsor to be subject to a claim by any third party, you agree to indemnify and hold harmless the Released Parties, Apple, Inc., Google, Inc., and all persons acting by, through, under or in concert with them, against any and all damages, costs, judgments and expenses (including reasonable attorney’s fees) which the Released Parties (or any one of them) may incur as a result of the use of your entry.

9. Release. BY PARTICIPATING IN THE CONTEST, EACH PARTICIPANT AGREES TO FULLY RELEASE, FOREVER DISCHARGE AND HOLD HARMLESS THE RELEASED PARTIES, APPLE, INC., AND GOOGLE, INC. FROM AND AGAINST ANY CLAIMS, COSTS, LIABILITIES, LOSSES, INJURIES, AND DAMAGES ARISING OUT OF THE CONTEST, INCLUDING, BUT NOT LIMITED TO, ANY CLAIMS FOR PERSONAL INJURY, DEATH, OR DAMAGE TO OR LOSS OF PROPERTY, LOSS OF ENJOYMENT, OR ANY OTHER HARM WHATSOEVER ARISING OUT OF: (1) PARTICIPATION IN THE CONTEST; (2) THE QUALITY, RECEIPT, POSSESSION, USE, OR MISUSE OF ANY PRIZE; OR (3) ANY TRAVEL OR ACTIVITY THAT IS RELATED TO THE CONTEST OR ANY PRIZE.

10. Limitations of Liability. BY PARTICIPATING IN THE CONTEST, PARTICIPANTS ACKNOWLEDGE AND AGREE THAT EVERYTHING REGARDING THIS CONTEST, INCLUDING THE PRIZE(S), ARE PROVIDED “AS IS” AND THAT SPONSOR MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ABOUT THE PRIZE(S) AND SPONSOR HEREBY DISCLAIMS ALL SUCH WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN IMPLIED WARRANTIES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF THE RELEASED PARTIES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.)

THE RELEASED PARTIES ARE NOT RESPONSIBLE FOR: (1) ANY INCORRECT OR INACCURATE INFORMATION, WHETHER CAUSED BY PARTICIPANTS, PRINTING OR PRODUCTION ERRORS, OR BY ANY OF THE EQUIPMENT OR PROGRAMMING ASSOCIATED WITH OR EMPLOYED IN THE CONTEST; (2) TECHNICAL FAILURES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO MALFUNCTIONS, INTERRUPTIONS, OR DISCONNECTIONS IN PHONE LINES OR NETWORK HARDWARE OR SOFTWARE; (3) UNAUTHORIZED HUMAN INTERVENTION IN ANY PART OF THE ENTRY PROCESS OR THE CONTEST; (4) TECHNICAL OR HUMAN ERROR WHICH MAY OCCUR IN THE ADMINISTRATION OF THE CONTEST, THE PROCESSING OF ENTRIES, OR THE NOTIFICATION OF ANY WINNER; OR (5) ANY INJURY OR DAMAGE TO PERSONS OR PROPERTY WHICH MAY BE CAUSED, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, FROM A PARTICIPANT’S PARTICIPATION IN THE CONTEST OR RECEIPT OR USE OR MISUSE OF ANY PRIZE.

Only the stated number of prizes will be awarded in the Contest. In the event that production, technical, seeding, programming, or any other reasons cause more than the stated number of prizes to be available and/or claimed, Sponsor reserves the right to award only the number of prizes specified by a random drawing among all legitimate eligible prize claims.

11. Construction. The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any such provision is determined to be invalid or otherwise unenforceable, these Official Rules shall be construed in accordance with their terms as if the invalid or unenforceable provision were not contained therein.

12. Sponsor. WBAB-FM And WBLI-FM’S Suffolk Credit Union Salutes Contest is sponsored by CMG NY/Texas Radio, LLC, d/b/a Cox Media Group Long Island. The decisions of Sponsor regarding the selection of winners and all other aspects of the Contest shall be final and binding in all respects. Sponsor will not be responsible for typographical, printing or other inadvertent errors in these Official Rules or in other materials or announcements relating to this Contest. Sponsor reserves the right to amend, suspend or cancel this Contest at any time. For a list of winners or a copy of these Official Rules send a self-addressed, stamped envelope to “Winners List/Official Rules” (as applicable), Suffolk Credit Union Salutes Contest, Cox Media Group Long Island, 555 Sunrise Highway, West Babylon, NY 11704, or visit that location during normal business hours. If you have any questions regarding this Contest, please contact the Promotions and Marketing Department of Cox Media Group Long Island at 631-297-7577, mail at 555 Sunrise Highway, West Babylon, NY 11704, or send an email to Shari.Ruziecki@cmg.com.

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